It is very common for people at any stage in life to have struggled with debt. Sometimes debt is a problem with ineffective money management or spending more than you earn. In other cases, debt occurs due to unexpected circumstances such as divorce, the loss of a job, or even a medical or health issue.
It is also not uncommon for debt to build over time. An individual or couple may have used a high interest credit cards or taken out a high interest loan, or simply accumulated more debt than they realized.
Regardless of the reason the individual or couple is in debt, the debt consultants at 4 Pillars can provide a solution.
What is a Debt Consultant?
Each debt consultant at 4 Pillars is an experienced professional with years of working with individuals and couples. The debt consultant provides the client with options to resolve their debt. Ultimately, the choice in what option to consider is up to the client, which provides complete control over the solution to the client.
The goal of seeing a 4 Pillars debt consultant is to understand your options. In many cases, particularly when the process begins early, individuals can avoid formal types of debt management options and work directly with creditors.
Education for Future Debt Elimination
As part of the service, our debt consultants can provide education to clients about managing debt and understanding their finances. This is an invaluable service as it helps to reduce the risk of building debt again in the future.