Roughly 50 million Americans are uninsured despite recent laws that require health insurance. These individuals wonder why health insurance is so important, and this is especially true while they are young and healthy.
There are smart ways to help save money, but the choice to forego health insurance is not one of them. Studies found that uninsured men and women receive far less quality preventive care than those with insurance, and they put themselves at greater financial risk than those with it.
The Cost Is Worth It
Health insurance might appear hard to budget for at first glance, but health insurance in Oklahoma City, OK will potentially save you thousands over the course of a year. This is due in large part to the expense of medical treatments. From medicine to hospital stays, the American health system is hard to afford even with insurance. Without it, it is next to impossible.
According to research, open-heart surgery can cost as much as $324,000. Compare that price to a monthly insurance bill of only a couple hundred dollars. Monthly premiums suddenly seem a great deal more affordable when you need to pay for an expensive procedure. Medicine can also cost hundreds of dollars, and the costs add up if you need to take regular medication.
Preventive Care
With insurance, your trips to the doctor are covered so that they are free or require a small co-pay. Without insurance, you would be forced to pay for your check-up and any shots, treatments, or tests required during your stay. These can save your life, and insurance can help you put the cost aside and focus on treatment. If you choose not to go to the doctor for a sudden symptom due to the cost, you might miss a serious problem until it is too late. Only health insurance can protect you against the financial aspects of your medical needs.
