Every year, hundreds of thousands of workers get injured in their workplace, and a great number of them also die. These deaths may be due to an unexpected accident while others happen as a result of the employer’s negligence for failure to take the proper precautions needed for a worker’s safety. Some employer’s insurance does not hesitate to compensate the workers while others do not agree to the compensation without the courts intervening. If your employer’s insurance does not want to compensate you, get an employment attorney in Chicago to help you pursue the matter legally. Below are the type’s compensation benefits that workers get.
Medical Costs
Any medical costs incurred as a result of a work related injury are 100% taken care of by worker’s compensation benefits. Cash benefits are also paid to the worker to compensate time lost off work after an average waiting time of 3-7 days.
Temporary Disability
There are two types of temporary disability namely: temporary total disability and temporary partial disability. Temporary total benefits are given when; the worker is unable to temporarily work like he used to do prior to the injury. The worker stops receiving the TTD benefits after he gets better and can work as before. In temporary partial, the worker cannot operate 100% like before the accident thus only doing part of his duties. He can therefore return to work for a lower wage plus the TPD benefits.
Permanent Disability
Permanent disability is also divided into permanent partial disability and permanent total disability. A worker gets a permanent partial disability benefit when an accident permanently limits a worker from working like he used to before. Though he can work, he is limited to give it his all. Permanent total disability benefits are given to a worker after an accident permanently disables him, and he cannot work.
Death
When an accident /injury cause a worker to die, death compensation is given to the close relatives or dependents of the deceased. Death benefits are limited as to who may receive them. The most qualified candidates to receive are immediate relatives like children and spouse.
For a better understanding on any of the above benefits, contact Employment Attorney in Chicago from Caffarelli & Associates Ltd.
