The law in every state requires drivers to have auto insurance in order to drive their vehicle. In order to register your vehicle, you must show proof of insurance. Before you purchase Auto Insurance Seattle, it important to understand what types are available. This is to protect you and other drivers in case of an accident.
Liability
Liability insurance is the cheapest insurance available. Liability insurance will only cover the other driver if you are at fault in an accident. It covers their vehicle, their hospital bills, their passenger’s hospital bills, and another person’s property damage. While this insurance sounds appeal due to its cost, it can be very costly if you are involved in an accident, where you were at fault. You would be required to pay for your own damages, and your own hospital bills.
Full Coverage
Full coverage auto insurance is more expensive than liability insurance because it covers both vehicles, and all of their occupants, if you were involved in an accident which was your fault. If you caused an accident which totaled your vehicle, your insurance would cover the damages. This type of insurance can give you peace of mind while you are driving. Even the best driver in the world can cause an accident.
Uninsured Motorist
Uninsured motorist is a type of insurance which you can add to your policy. Unfortunately, not everyone follows the law. There are some drivers who have let their insurance policies lapse. If this happens, and they cause an accident, they will not have the insurance to cover your vehicle or injuries. Not everyone has good moral values. It is not uncommon for a person to hit a vehicle in a parking lot, and keep going to avoid responsibility. If this happens, you would be responsible for the damage. When purchasing a policy for Auto Insurance Seattle , uninsured motorist will protect you in these types of situations.
If you are looking to purchase Auto Insurance, the professionals at SAV-ON Insurance Agencies Seattle, can get you the coverage that you need. They will also shop around in order to get you the best rate possible. Click here for more information.
