According to Oregon’s workers’ compensation program, approximately 25,000 disabling claims were accepted by insurance carriers and self-insured employers in 2022. According to the state, the insurer must provide acceptance or denial of the claim within 60 days of being notified or having knowledge of the disabling injury or illness.
This process can work very effectively, providing employees in Medford with compensation for medical expenses and up to two-thirds of their weekly salary at the time of their injury. However, in some situations, working with a workers’ compensation lawyer is essential to ensure you get fair compensation.
Denial of the Event
In many instances, the insurance carrier for the employer will attempt to claim the injury did not occur at work or that the injury was made worse by something the employee did outside of work.
Individuals with pre-existing medical conditions often face this denial of injury at work issue, and hiring a workers’ compensation lawyer in Medford is the only way to present the information needed to get the money you deserve.
Serious or Permanent Disability
The more significant the injury, the more insurance companies try to contest the claim. This is due to the cost to the insurance company to pay for the current and ongoing medical bills and loss of wages.
Failing to Cover Recommended Treatment
Injured employees in Medford may find the rehabilitation or medical treatment recommended by their doctor is denied by the insurance company. A workers’ compensation lawyer will provide the evidence needed to demonstrate these treatments are necessary for recovery.
Any history of the employer denying claims or failing to settle within the timelines set by the state is another sign a workers’ compensation attorney is a good option.
Contact Black Chapman Petersen and Stevens for additional information.