Something happened in your life that’s left you unable to pay your bills. Now your creditors are harassing you day and night, on the phone and in the mail. You want to take care of your debt, but life has made it that you just can’t. It’s possible to get Debt Relief and regain control of your life and make those creditors disappear for good. It’s possible to do this even if they’ve taken you to court and are attempting to garnish what little money you have coming in. Don’t wait any longer, especially if you have a garnishment against you. File for bankruptcy now and leave it all behind.
There is no denying that bankruptcy does have its upsides and downsides. On the one hand, you are essentially throwing in the towel and cratering what credit rating you had. On the other, your credit rating is already shot, and bankruptcy simply stops the bleeding. In fact, you can recover a decent score not long after filing by taking advantage of what credit offers come your way post-discharge. You may feel that you have a big cloud over your head for taking this step which is normal. But, once you enter the filing, you’ll find yourself asking why you waited so long to get it done.
Bankruptcy is both financial and mental relief. You don’t have to worry about paying debt you can’t afford anymore, and you never have to think about it again for the rest of your life. Financially, all of the money that you have coming in now goes into your pocket instead of to your creditors. It’s an immediate influx of cash that you realize after filing. You also find that you don’t lose your money as easily since you have no debt to pay off.
It’s always a good idea to talk to a lawyer about filing. Bankruptcy is not easy, and there are certain things you have to do in order to make it from beginning to end. A lawyer can fill you in on what is required of you, what to expect before, during and after the filing, and the overall impact it has on your life.
